Tatum Bank has marked its first anniversary with a profit before tax (PBT) of ₦1.7bn for the 2025 financial year, signalling a strong start in the Nigerian banking sector. Since its entry into the market, the institution has successfully met the Central Bank of Nigeria (CBN) capitalisation requirements, reinforcing its financial standing and long-term commitment to the local economy.
Financial performance and strategic growth
Launched with a mandate to redefine banking through innovation, the institution has demonstrated consistent growth over the past 12 months. According to the lender, the ₦1.7bn profit achieved in 2025 serves as a testament to the effectiveness of its current strategy and the resilience of its operational model.
Niyi Adeseun, the Managing Director, described the first year as both challenging and rewarding. He noted that the bank has focused on building a platform for inclusion and sustainable growth, despite the significant pre-operational investments required at the start of its journey.
Digital-first approach to banking
In line with its digital-first strategy, the bank has deployed a suite of solutions designed to enhance access and convenience for customers. The infrastructure includes an intuitive mobile banking application, debit card services, corporate internet banking, and a growing point-of-sale (POS) network. These tools are targeted at individuals, small and medium-sized enterprises (SMEs), and larger institutions.
The bank’s investment in technology has recently gained international recognition. Tatum Bank has been shortlisted as a finalist for the Infosys Finacle Innovation Awards 2026 in the category of “Transformation Excellence – Core Banking Transformation.” This award recognises institutions that have effectively modernised their core banking systems to drive efficiency, scalability, and improved customer experience.
Outlook for the second year
As the institution enters its second year, the leadership has outlined a vision to deepen financial inclusion and scale its digital capabilities. Adeseun emphasised that the primary objective remains the delivery of secure, seamless, and innovative solutions to maintain customer trust and create sustained value for all stakeholders.