OPay has expanded its operational footprint in Nigeria with the establishment of a new office in Jos, Plateau State as the fintech company intensifies its push into underserved regions and strengthens its nationwide service network.
The latest expansion underscores OPay’s strategy to deepen financial inclusion by extending digital payment and banking services beyond major commercial centres.
By positioning operations in Jos, the company aims to improve access to financial services across northern Nigeria, where large segments of the population remain underserved by traditional banking institutions.
The Jos operations hub is expected to support a broader rollout of OPay’s core offerings, including mobile payments, agent banking, transfers and merchant services.
The move aligns with the company’s ongoing efforts to scale its infrastructure, enhance service delivery and strengthen customer engagement across both urban and semi-urban markets.
Industry analysts note that fintech firms are increasingly targeting secondary cities as competition intensifies in Lagos and other major economic hubs.
Expanding into regions such as Plateau State provides access to new customer segments while supporting the Central Bank of Nigeria’s financial inclusion targets.
OPay’s expansion also reflects growing demand for digital financial services, driven by rising mobile penetration and the need for efficient, low-cost payment solutions.
The company has continued to invest in agent networks and localised operations to bridge the gap between formal financial systems and unbanked populations.
With the addition of the Jos office, OPay is expected to strengthen its operational capacity, improve transaction processing efficiency and provide closer support to its network of agents and merchants in the region.
The development comes amid broader growth in Nigeria’s fintech sector, where firms are leveraging technology to expand access to financial services, improve payment systems and drive economic participation.
As competition in the digital payments space continues to evolve, OPay’s regional expansion strategy positions it to capture a larger share of Nigeria’s growing fintech market while advancing financial inclusion across underserved communities.