Financial experts have identified a lack of clear investment goals, prioritising high returns over capital security, and poor attention to liquidity as key mistakes Nigerian investors must avoid when making investment decisions.
This was disclosed during the Nairametrics Money Fair (WISE 1.0), held on March 18, 2026, at the Landmark Event Centre, Lagos, during a panel session themed “Investing in Nigeria in 2026: Asset Classes, Timing Windows, Digital Tools, and Risk Navigation in a Reformed Economy.”
The discussions reflect the Money Fair’s goal of equipping investors with practical knowledge on navigating Nigeria’s investment landscape
Speaking during the session, Head of Wealth Management at SFS Capital, Uju Justin, outlined three major pitfalls investors should avoid when making investment decisions:
She further cautioned against investing in unregulated schemes, urging investors to verify that firms are registered with the Securities and Exchange Commission (SEC).
Justin said while investors benefited from high treasury bill yields of up to 30% in 2024, rates are now declining as inflation stabilises, urging a shift from chasing returns to rebalancing portfolios.
On currency strategy, she explained that the rush to dollar-denominated investments is largely driven by the need to hedge against naira depreciation. However, she noted that improving foreign reserves, relative exchange rate stability, and attractive local yields have created a more balanced investment environment.
The Nairametrics Money Fair WISE 1.0 is an investment and financial empowerment marketplace, bringing together Nigerians, financial institutions, and regulated investment products.